Terms, conditions, exclusions, limits and sub-limits apply. This is general advice only. We do not provide any advice based on consideration of your objectives, financial situation or needs. Consider the Product Disclosure Statement (available from us) before deciding to purchase this insurance. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145 AFSL 241713). Insurance issued by Great Lakes Australia (ARBN 127 740 532, ABN 18 964 580 576, AFSL No. 318603).